CFO services
A finance leader for your business, without the full-time salary
Get experienced financial guidance when you need it. We help you plan, budget and make big decisions with real numbers behind them.
Introduction
When clean books aren’t enough
Accurate books tell you what happened. At some point you need to know what to do next: hire, expand, raise money, cut back. That takes someone who can read the numbers and tell you what they mean.
A full-time CFO is a big cost, and many businesses don’t need one every day. A fractional CFO gives you the experience part-time, at a price that makes sense.
Questions
Questions we help you answer
- ✓Can we afford to hire two more people?
- ✓Sales are up, so why is cash still tight?
- ✓Which costs are growing faster than revenue?
- ✓What will a lender or investor want to see?
- ✓What should next year look like?
What we do
What we do
Budgeting and planning
A realistic budget you can actually follow.
Cash flow forecasting
See shortfalls before they happen.
Management reporting
A short list of the numbers that matter to your business, tracked every month.
Profitability analysis
Find out which products, services or customers make you money and which don't.
Cost review
Spot spending that isn’t pulling its weight.
Fundraising and lender support
Financial models and reports ready for when you’re talking to investors or the bank.
How it work
How we work with you
We start with your numbers
A clear overview of your tax filing status, so you always know what's done and what's next.
We agree on goals
Growth, profit, cash, a funding round, an exit. We work out what matters to you.
We meet regularly
A monthly conversation about the numbers, what they mean and what to do next.
We stay available
Got a question between meetings? Ask.
Fits the size of your business
Some clients meet with us once a month. Others want us closer to the day-to-day. We’ll agree on what makes sense and adjust as things change.
You're growing and the finances are getting harder to follow.
You're preparing to raise money or apply for a loan.
You're thinking about expanding or selling.
You're making big decisions on gut feel and would like data.
FAQ
Common questions
What is a fractional CFO?
An experienced finance professional who works with you part-time. You get CFO-level thinking for a fraction of the cost of a full-time hire.
Is that different from having an accountant?
Yes. An accountant records and reports what already happened. A CFO uses that information to plan what comes next. Many businesses need both.
Do I need to use your bookkeeping too?
Not required. But good advice depends on good numbers, so we’ll review your books first.
How often will we meet?
Usually once a month, though it depends on what you need.